Atome ID - Buy Now Pay Later

4.0
281K reviews
5M+
Downloads
Content rating
Everyone
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About this app

Atome is one of Southeast Asia's leading digital consumer financing platform platform. Short for "Available to Me", Atome offers shoppers flexible payment solutions at popular online and offline retailers across categories like fashion, beauty, lifestyle, travel, fitness and homeware.

We empower a new generation of digital-savvy, mobile-first consumers by giving them smarter access to their aspirations.

Atome is revolutionizing the pay later shopping landscape with the launch of the Atome Card. This virtual and physical card enables cardholders to shop online or in-store everywhere Visa is accepted.

ATOME CARD APPLICATION ELIGIBILITY

- Valid ID (KTP)
- 18 years old and above
- No minimum income requirement
- No paperwork needed

HOW TO APPLY FOR THE ATOME CARD

1. Download the new version of Atome app and tap the 'Atome Card' tab
2. Fill in your personal information and complete your ID identification in just 90 seconds
3. Get approved in 2 days working days
4. Receive your Atome Card via mail with a spending limit of up to Rp50.000.000

HOW TO SHOP WITH THE ATOME CARD

1. Activate your virtual and physical Atome Card using the Atome app
2. Use the virtual card to shop at online stores
3. Use the physical card to shop both online and in-store where Visa is accepted

Besides shopping with the Atome Card, you can use the Atome app to enjoy Buy Now, Pay Later payments at your favorite brands. Download the Atome app today to start.

HOW TO PAY WITH ATOME BNPL

1. Pay with Atome
If you’re shopping online, select Atome during checkout. If you’re at a participating offline store, just scan our QR code at the cashier.

2. Choose from flexible payment options
Atome allows you to pay flexibly. Choose from 3 interest-free payments, or opt for more time with a small processing fee. All fees are clearly displayed in the app when you transact. You'll pay the first payment at the point of purchase, and subsequent payments monthly.

3. Keep track of your bills
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your payment schedule under “Bills” on the app. You’ll also be informed whenever payments are due and when your payment cycle is complete.


WHAT YOU’LL LOVE ABOUT ATOME

1. Buy now, pay later
Split your purchase into 3 or more payments.
Some things in life shouldn't have to wait. With Atome, you can get a head start. Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners.

2. Fuss-free payments
You’ll take only 72 seconds to register for an Atome account and complete your first transaction. Payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.

3. Shop online and in-stores
Use Atome to pay later at all your favourite brands including ZALORA, Agoda, Zara, Masimo Dutti, Tumi, Sogo, The Food Hall, Sports Station, Matahari Department Store, Farmers Market, and many more. Atome is accepted by a wide range of offline and online brands ranging from women’s and men’s fashion to beauty, home, baby & kids, electronics, sports, outdoors, travel and lifestyle.

4. Vouchers and discounts
Download our app to get the latest update about our promotions, cashback, deals, recommended stores and other promotion notifications:
- Exclusive deals at our partner retailers for new and existing users
- Personalised recommendations so you can get your favorite items at great prices
- Promotion notifications so you never miss out

CONTACT US

Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at support@atome.id. Love using Atome? Leave us a rating and review on the app store and follow us on social media:

Atome
Website: https://www.atome.id
Help Center: support@atome.id or 021-50251717
Instagram: https://www.instagram.com/atome.id
Updated on
Mar 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
278K reviews
Meyge Mertadana
March 10, 2024
After getting all of our personal information, they will straightforward reject your application without any valid reason. Avoid at all cost. I don't know why are you guys even recommended by agoda as their appointed paylater. I will send formal complaint to agoda as well.
2 people found this review helpful
nanda aviesta
October 4, 2023
this apps it's sucks. they blocked my account and rejected my transaction without a reason. and also their CS bad of the bad among the CS in the entire world. really unhelpful and didn't gave a solved problem for the issued, but make some excuse that was unacceptable. and please DELETED THE MERCHANT who doesn't working on with this apps anymore. so disappointed, ever!!!!!
14 people found this review helpful
Atome ID
October 25, 2023
Hai Atomees, Mohon maaf atas ketidaknyamanannya jika pengajuan belanja online & offline kamu belum dapat disetujui di Atome App. Keputusan tersebut berdasarkan penilaian team analis kami. Silahkan mencoba kembali secara berkala dalam 30-60 hari kedepan. Jika kamu masih mengalami kendala, hubungi CS email di: support@atome.id.
Natasya Metta Widjaja
November 14, 2022
How I wish to give far less than 1 star. Nice app, but annoying customer service. I pay my due always on-time, but the (alleged) CS called myriads of times even on the weekend morning to remind the payment, although before the due. They're using numbers that also have been registered as spam numbers. I know the intention is to remind, but please know your customers right. Who diligently pays the due on-time & who doesn't. It's sad, that such a nice product has awful customer service behind.
52 people found this review helpful
Atome ID
November 15, 2022
Hai Atomees, Kami mohon maaf atas ketidaknyamanan dalam proses penagihan tagihan kamu. Mohon ketersediaannya untuk mengirimkan bukti screenshot percakapan atau rekaman percakapan dengan pihak penagih kepada email kami: support@atome.id agar dapat kami tindak lanjuti segera.

What's new

- New style. New look. New home.
- Introducing our freshest Atome homepage yet. Get to experience all the features you love and more, now easier than before.